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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good provider for poor credit.

Communication has been provided regularly. The insights part of the app is very clear and easy to understand and I was accepted with a less than perfect credit history Reviewed on: 9th April 2024

Zopa is very good I m allways tell everyone use...

Zopa is very good I m allways tell everyone use Zopa Reviewed on: 9th April 2024

Highly Recommended!

Great to deal with, very helpful and quick easy process. Reviewed on: 9th April 2024

Easy Peasy Zopa Breezy!!

The Zopa app makes it super easy to keep track of your spending and making payments is a breeze! Reviewed on: 9th April 2024

Good communication and information

Good communication and information Reviewed on: 9th April 2024

The best

I love Zopa. The best CreditCard. Excellent Reviewed on: 9th April 2024

Fast an efficient service just upped my Credit lim...

Fast an efficient service just upped my Credit limit ! Easy to use very happy xx Reviewed on: 9th April 2024

Mrs D Smith

Never offer me products I don’t want or need. Take care I can afford any increases. Reviewed on: 9th April 2024

Excellent app, everything is very slick

Excellent app, everything is very slick Reviewed on: 9th April 2024

Perfect every time.

Perfect every time. Always there when needed Reviewed on: 9th April 2024

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