Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Really happy with my experience

Really happy with my experience really pleased with the company from start of application to getting my account open Reviewed on: 9th April 2024

Never had any issues using Zopa credit card app work...

Never had any issues using Zopa credit card app work’s amazing so can’t fault it one bit excellent service excellent card Reviewed on: 9th April 2024

Benefits of a Zopa Credit Card

The application process is quick, straight forward and efficient . The App makes it easy to keep on top of your spending; especially the option to create a “Credit Cushion”. Reviewed on: 9th April 2024

Easy and straight forward to deal with also fantasti...

Easy and straight forward to deal with also fantastic app Reviewed on: 9th April 2024

Great service, up to date advice and support with i...

Great service, up to date advice and support with information Reviewed on: 9th April 2024

Great value for money.

Great value for money. Thank you Zopa. Reviewed on: 9th April 2024

Very good experience, around not really got anything...

Very good experience, around not really got anything bad to say, apps easy to use, not had any problems at all really Reviewed on: 9th April 2024

Does exactly what it says on the tin

Does exactly what it says on the tin Reviewed on: 9th April 2024

Credit card review

Good always reminding me how much spent and when near limit. Reviewed on: 9th April 2024

Excellent credit card with easy to use app that's ke...

Excellent credit card with easy to use app that's keeps you informed on what you spend and where, also keeps you updated on your balance so you don't over spend. It also tells you when a payment is due and if you've occurred any interest charge Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2527 reviews
Credit card
from Luma 4.00 from 2 reviews
Avios Credit Card
from TSB 2.77 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub