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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Benefits of a Zopa Credit Card

The application process is quick, straight forward and efficient . The App makes it easy to keep on top of your spending; especially the option to create a “Credit Cushion”. Reviewed on: 9th April 2024

Easy and straight forward to deal with also fantasti...

Easy and straight forward to deal with also fantastic app Reviewed on: 9th April 2024

Great service, up to date advice and support with i...

Great service, up to date advice and support with information Reviewed on: 9th April 2024

Great value for money.

Great value for money. Thank you Zopa. Reviewed on: 9th April 2024

Very good experience, around not really got anything...

Very good experience, around not really got anything bad to say, apps easy to use, not had any problems at all really Reviewed on: 9th April 2024

Does exactly what it says on the tin

Does exactly what it says on the tin Reviewed on: 9th April 2024

Credit card review

Good always reminding me how much spent and when near limit. Reviewed on: 9th April 2024

Excellent credit card with easy to use app that's ke...

Excellent credit card with easy to use app that's keeps you informed on what you spend and where, also keeps you updated on your balance so you don't over spend. It also tells you when a payment is due and if you've occurred any interest charge Reviewed on: 9th April 2024

Very easy to use and lots of updates in regards to p...

Very easy to use and lots of updates in regards to payments and remaining balance, lots of reminders of when balance payments are due Reviewed on: 9th April 2024

Very easy to use and really good app

Very easy to use and really good app Reviewed on: 9th April 2024

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