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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Communication is excellent with Zopa.

Communication is excellent with Zopa. Always meet my requirements. Reviewed on: 9th April 2024

Statements are clear making it easy to track my spen...

Statements are clear making it easy to track my spending not paid much interest as I've been clearing my balance and my credit limit has been increased sensibly so that I don't get into trouble as we all like to spend a bit more than we have Reviewed on: 9th April 2024

Great Customer Support,

Great Customer Support, plain English terms and conditions Reviewed on: 9th April 2024

Very easy to use and a good company to communicate w...

Very easy to use and a good company to communicate with! Reviewed on: 9th April 2024

Easy to set up also can have your card in google pay.

Easy to set up also can have your card in google pay. Reviewed on: 9th April 2024

Great company

Helpful with tips and ideas with clearing bills sooner. Good customer service. Reviewed on: 9th April 2024

Never had to speak as I’ve never had problems

Never had to speak as I’ve never had problems Reviewed on: 9th April 2024

Great communication from Zopa and always offered sup...

Great communication from Zopa and always offered support if needed. Reviewed on: 9th April 2024

Excellent communication

Excellent communication, the mobile app allows me ro control my credit card finances, text alerts and reminders to assist with payment dates etc. Fantastic service Reviewed on: 9th April 2024

Top notch service by Zopa credit card, and was expec...

Top notch service by Zopa credit card, and was expecting the same for personal loans too. Reviewed on: 9th April 2024

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