Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great Customer Support,

Great Customer Support, plain English terms and conditions Reviewed on: 9th April 2024

Very easy to use and a good company to communicate w...

Very easy to use and a good company to communicate with! Reviewed on: 9th April 2024

Easy to set up also can have your card in google pay.

Easy to set up also can have your card in google pay. Reviewed on: 9th April 2024

Great company

Helpful with tips and ideas with clearing bills sooner. Good customer service. Reviewed on: 9th April 2024

Never had to speak as I’ve never had problems

Never had to speak as I’ve never had problems Reviewed on: 9th April 2024

Great communication from Zopa and always offered sup...

Great communication from Zopa and always offered support if needed. Reviewed on: 9th April 2024

Excellent communication

Excellent communication, the mobile app allows me ro control my credit card finances, text alerts and reminders to assist with payment dates etc. Fantastic service Reviewed on: 9th April 2024

Top notch service by Zopa credit card, and was expec...

Top notch service by Zopa credit card, and was expecting the same for personal loans too. Reviewed on: 9th April 2024

Excellent service easy to use app and manage money a...

Excellent service easy to use app and manage money and payments, the personalised insights in the Zopa app to help me reduce debt and boost your savings. Reviewed on: 9th April 2024

Great customer service and communication.

Great customer service and communication. A great card at a competitive interest rate. Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub