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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

So easy to apply .

So easy to apply . App is excellent. Service is quick an efficeint . Reviewed on: 9th April 2024

Zopa customer service is good, I'm happy

Zopa customer service is good, I'm happy Reviewed on: 9th April 2024

Very good and quick service easy to use

Very good and quick service easy to use Reviewed on: 9th April 2024

Great customer service and app is easy to use

Great customer service and app is easy to use Reviewed on: 9th April 2024

Good customer service.

Good customer service. Easy app to use Reviewed on: 9th April 2024

Awaiting to hear about credit limit increase but no...

Awaiting to hear about credit limit increase but no reply from anyone Reviewed on: 9th April 2024

Good ,simple ,easy and fast.Thank you

Good ,simple ,easy and fast.Thank you Reviewed on: 9th April 2024

Excellent

A good card with reasonable rates and very good communication Reviewed on: 9th April 2024

Always helpful and does not shove credit down my thr...

Always helpful and does not shove credit down my throat. Reviewed on: 9th April 2024

Zopa is fantastic.

Zopa is fantastic. Not only does it provide a great service, it's easy to use and the app is outstanding. I love it and I love Zopa. Reviewed on: 9th April 2024

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