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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Always helpful and does not shove credit down my thr...

Always helpful and does not shove credit down my throat. Reviewed on: 9th April 2024

Zopa is fantastic.

Zopa is fantastic. Not only does it provide a great service, it's easy to use and the app is outstanding. I love it and I love Zopa. Reviewed on: 9th April 2024

Happy customer.

Had no issues with zopa and will defo keep using them. Reviewed on: 9th April 2024

Great app

Love the app very useful and lots of imformation Reviewed on: 9th April 2024

Super Zopa

Never had a problem with Zopa, all things always seem to run smoothly. Reviewed on: 9th April 2024

Great app, always informed of changes to account ter...

Great app, always informed of changes to account terms and conditions. I feel very in control Reviewed on: 9th April 2024

Good people.

Good people. polite, professional and respectful. Product offers the best experience in these turbulent times. Reviewed on: 9th April 2024

Zola is an excellent credit card,easy to use on line...

Zola is an excellent credit card,easy to use on line and good customer services.I would highly recommend. Reviewed on: 9th April 2024

Needed a card to help build my credit.

Needed a card to help build my credit. This is fantastic I stay in control and is helping out Reviewed on: 9th April 2024

Zopa credit card is the best credit card it help bui...

Zopa credit card is the best credit card it help build good credit score Reviewed on: 9th April 2024

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