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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very friendly service quick acceptance good starting...

Very friendly service quick acceptance good starting rate Reviewed on: 9th April 2024

My experience has been a positive one, from arrangin...

My experience has been a positive one, from arranging my loan to payments to suit me. Zopa always send notifications of help and support and reminders as to when payment is due. Zopa has helped me keep on track of my spending and utilising their app has been a massive help. This is really useful and easy to navigate around. Reviewed on: 9th April 2024

So easy to apply .

So easy to apply . App is excellent. Service is quick an efficeint . Reviewed on: 9th April 2024

Zopa customer service is good, I'm happy

Zopa customer service is good, I'm happy Reviewed on: 9th April 2024

Very good and quick service easy to use

Very good and quick service easy to use Reviewed on: 9th April 2024

Great customer service and app is easy to use

Great customer service and app is easy to use Reviewed on: 9th April 2024

Good customer service.

Good customer service. Easy app to use Reviewed on: 9th April 2024

Awaiting to hear about credit limit increase but no...

Awaiting to hear about credit limit increase but no reply from anyone Reviewed on: 9th April 2024

Good ,simple ,easy and fast.Thank you

Good ,simple ,easy and fast.Thank you Reviewed on: 9th April 2024

Excellent

A good card with reasonable rates and very good communication Reviewed on: 9th April 2024

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