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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great experience!

Great experience! Always there for me. Reviewed on: 9th April 2024

Very good product excellent service easy website to...

Very good product excellent service easy website to monitor tools to keep control of end spending and credit levells interest is reasonable and easy to make payments as necessary Reviewed on: 9th April 2024

Good and open service, easy application and app info...

Good and open service, easy application and app information Reviewed on: 9th April 2024

Great credit card company

They’ve always been helpful when I’ve needed it. Wouldn’t ask for a better card Reviewed on: 9th April 2024

Excellent service!

Excellent service! Very happy with the product. Reviewed on: 9th April 2024

Very good experience, never had any issues and easy...

Very good experience, never had any issues and easy to use Reviewed on: 9th April 2024

Zopa are always more than helpful anytime I have nee...

Zopa are always more than helpful anytime I have needed to contact them Reviewed on: 9th April 2024

Great credit card.

Great credit card.I love everything about it Reviewed on: 9th April 2024

Great mobile app easy to poy bill.

Great mobile app easy to check balance and poy bill. Easy to set up direct debit tomoay minimum payment. Reviewed on: 9th April 2024

Very best

Very good company and good luck for the reward (zopa ) Reviewed on: 9th April 2024

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