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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent customer service and easy app to manage mo...

Excellent customer service and easy app to manage money Reviewed on: 9th April 2024

Fabulous

Amazing with never any issues. I have been with Zopa for 3 years now and have been absolutely thrilled with the service, especially their communication. Reviewed on: 9th April 2024

Always happy to help when others won't

Always happy to help when others won't Reviewed on: 9th April 2024

Great companu

Any issues I've had have been dealt with efficiently and easily. Reviewed on: 9th April 2024

Great credit card provider...

I have always found Zopa a great credit card provider Reviewed on: 9th April 2024

They are very helpful and the app is easy to...

They are very helpful and the app is easy to use Reviewed on: 9th April 2024

Always there when needed

I use that card as a back up if I have any unexpected bills or big purchases never had a problem yet Reviewed on: 9th April 2024

Excellent easy to deal with service

Excellent easy to deal with service Reviewed on: 9th April 2024

Excellent service for credit card.

I've had my credit card for a number of years now and can't fault the ease of use when using the app. Reviewed on: 9th April 2024

Always been helpful.

Always been helpful, good with credit limits & fantastic communications. Wouldn’t hesitate to recommend Reviewed on: 9th April 2024

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