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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very nice bank, very big opportunity and helpful.

Very nice bank, very big opportunity and helpful. I’m very satisfied. Good job Gays Reviewed on: 9th April 2024

It’s been fine always get warnings when payment is due

It’s been fine always get warnings when payment is due Reviewed on: 9th April 2024

Smooth use of the app and management of my credit ba...

Smooth use of the app and management of my credit balance and payments Reviewed on: 9th April 2024

Quick and simple

Simple and easy to apply. The apps easy to use Reviewed on: 9th April 2024

Fantastic, easy company to deal with.

Fantastic, easy company to deal with. Their online app is brilliant Reviewed on: 9th April 2024

Very easyto use my credit card and not too...

Very easy to use my credit card and not too expensive Reviewed on: 9th April 2024

I have a credit card and I am extremely pleased with...

I have a credit card and I am extremely pleased with the service they give me I have no trouble using the card. Thank you very much for your kind service you are giving me Your sincerely, George Tustin Reviewed on: 9th April 2024

Very professional.

Was in debt for years but managed to clear the debt .zopa offered me a credit card with no hassle .I have been with them for a while now and they are great.they are very professional and always helpful with any questions I have. Reviewed on: 9th April 2024

Provide excellent service and just what I'm after.

Provide excellent service and just what I'm after. Reviewed on: 9th April 2024

Very easy to use , the app is brilliant

Very easy to use , the app is brilliant Reviewed on: 9th April 2024

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