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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Always there if you got a problem with payments .

Always there if you got a problem with payments .also they lend responsible Reviewed on: 9th April 2024

Always there when I need it.

Always there when I need it....easy statements ..all round the best. Reviewed on: 9th April 2024

You get peace of mind and great security.

They keep an eye on your spending and only if they are truly satisfied you can afford an topup they offer to you but explain really think it before accepting friendly and easy to contact very caring and professional Reviewed on: 9th April 2024

Great credit card provider!

Great credit card provider!! Simple and easy to use app. No issues at all Reviewed on: 9th April 2024

Simple and easy and made my credit score better

I can’t thank zopa enough,I was struggling with my money and zopa gave me a credit card,which financially helped me but also made my credit better,absolutely brilliant. Reviewed on: 9th April 2024

Good a what they do and always helpful

Good a what they do and always helpful Reviewed on: 9th April 2024

Very helpful and good customer skills

Very helpful and good customer skills Reviewed on: 9th April 2024

Easy to apply quick decision and good rate

Easy to apply quick decision and good rate Reviewed on: 9th April 2024

There when I need cash or purchase something

There when I need cash or purchase something Reviewed on: 9th April 2024

Excellent service and smooth transactions

Excellent service and smooth transactions Reviewed on: 9th April 2024

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