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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Solid, no nonsense

The app could use some UX improvements, but otherwise a solid no-nonsense credit card. Not had any problems with them. Payments are added on to the card instantly. Would recommend as a handy card to have as a backup in the wallet Reviewed on: 9th April 2024

First rate credit card

Very good credit card and great app which is clear and simple. The dual nature of the card works well. The whole package is excellent. Reviewed on: 9th April 2024

Always happy to have this card easy to use app very...

Always happy to have this card easy to use app very informative Reviewed on: 9th April 2024

Great credit card great app easy to use

Great credit card great app easy to use Reviewed on: 9th April 2024

Card build your score.

Card build your score. Really good Reviewed on: 9th April 2024

It’s all just so easy!

Very easy to deal with. Excellent communication and a very user friendly app that helps me keep my finances in check. Reviewed on: 9th April 2024

Very good credit card im happy

Hi. Very good credit card im happy. Reviewed on: 9th April 2024

Excellent credit card and good rates

Excellent credit card and good rates Reviewed on: 9th April 2024

Reliable and sensible !

Reliable and sensible !Fantastic opportunity to build up your credit. Reviewed on: 9th April 2024

I ha e been with zopa for over a year now with no is...

I ha e been with zopa for over a year now with no issues and great service Reviewed on: 9th April 2024

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