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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,344 reviews, last reviewed 22nd May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026
Geo H's avatar
Geo H

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44344)

Great customer service and good interest rates

5
Great customer service and good interest rates Reviewed on: 9th April 2024
Alan M's avatar
Alan M

good interest rates and rep...

5
Very good card with very good interest rates and repayment plan and not pushing to put your credit limit up Reviewed on: 9th April 2024
Lois C's avatar
Lois C

Solid, no nonsense

4
The app could use some UX improvements, but otherwise a solid no-nonsense credit card. Not had any problems with them. Payments are added on to the card instantly. Would recommend as a handy card to have as a backup in the wallet Reviewed on: 9th April 2024
JVM's avatar
JVM

First rate credit card

5
Very good credit card and great app which is clear and simple. The dual nature of the card works well. The whole package is excellent. Reviewed on: 9th April 2024
David's avatar
David

Always happy to have this card easy to use app very...

5
Always happy to have this card easy to use app very informative Reviewed on: 9th April 2024
Julie zlate 's avatar
Julie zlate

Great credit card great app easy to use

5
Great credit card great app easy to use Reviewed on: 9th April 2024
Flori ciuca's avatar
Flori ciuca

Card build your score.

4
Card build your score. Really good Reviewed on: 9th April 2024
Angelika Z's avatar
Angelika Z

It’s all just so easy!

5
Very easy to deal with. Excellent communication and a very user friendly app that helps me keep my finances in check. Reviewed on: 9th April 2024
Karen H's avatar
Karen H

Very good credit card im happy

5
Hi. Very good credit card im happy. Reviewed on: 9th April 2024
Joao goncalves 's avatar
Joao goncalves

Excellent credit card and good rates

5
Excellent credit card and good rates Reviewed on: 9th April 2024
Cristian O's avatar
Cristian O

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