Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Staff polite friendly and knowledgeable

Staff polite friendly and knowledgeable Reviewed on: 9th April 2024

Neutral Review it's a Credit Card with extortionate...

Neutral Review it's a Credit Card with extortionate APR Reviewed on: 9th April 2024

Zopa keeps you upto date any questions and there ans...

Zopa keeps you upto date any questions and there answer them as quick as possible. Reviewed on: 9th April 2024

Excellent customer service ,

Excellent customer service , very happy to use zopa credit card Reviewed on: 9th April 2024

Superb service and app is fabulous.

Superb service and app is fabulous. Reviewed on: 9th April 2024

Great service provider ,excellent credit card

Great service provider ,excellent credit card Reviewed on: 9th April 2024

Very easy to use and to access would definitely reco...

Very easy to use and to access would definitely recommend to my family and friends Reviewed on: 9th April 2024

Great service all round from start

Great service all round from start Reviewed on: 9th April 2024

Have a credit card and and received brilliant service

Have a credit card and and received brilliant service Reviewed on: 9th April 2024

It very easy to apply , I got my card in less than a...

It very easy to apply , I got my card in less than a week Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 3.10 from 105 reviews
Credit Cards
from Smile Bank 3.65 from 4 reviews
Credit card
from Chase Bank 4.81 from 379 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub