Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

I’ve had a good experience with this company never h...

I’ve had a good experience with this company never had a problem always helped me when I needed it Reviewed on: 9th April 2024

The best credit card ever I have used.

The best credit card ever I have used. Reviewed on: 9th April 2024

It is really a good credit card for beginners.

It is really a good credit card for beginners. Good support from customer care Everytime Reviewed on: 9th April 2024

Super efficient system, very easy to use and zero pr...

Super efficient system, very easy to use and zero problems. Reviewed on: 9th April 2024

Good product

Very easy and friendly service would recommend to anyone Reviewed on: 9th April 2024

They were there for me when not many others were goo...

They were there for me when not many others were good company easy to use Reviewed on: 9th April 2024

Best credit card rates of acceptance

Best credit card rates of acceptance Reviewed on: 9th April 2024

Never had any problems with credit card or customer...

Never had any problems with credit card or customer service Reviewed on: 9th April 2024

Easy and the app is very straight forward

Easy and the app is very straight forward Reviewed on: 9th April 2024

Love zopa, gave me a chance with a bad credit rating.

Love zopa, gave me a chance with a bad credit rating. Would highly recommend, look forward to building this relationship. Reviewed on: 7th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 3.90 from 21 reviews
Credit card
from Yonder 4.85 from 952 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub