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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good product

Very easy and friendly service would recommend to anyone Reviewed on: 9th April 2024

They were there for me when not many others were goo...

They were there for me when not many others were good company easy to use Reviewed on: 9th April 2024

Best credit card rates of acceptance

Best credit card rates of acceptance Reviewed on: 9th April 2024

Never had any problems with credit card or customer...

Never had any problems with credit card or customer service Reviewed on: 9th April 2024

Easy and the app is very straight forward

Easy and the app is very straight forward Reviewed on: 9th April 2024

Love zopa, gave me a chance with a bad credit rating.

Love zopa, gave me a chance with a bad credit rating. Would highly recommend, look forward to building this relationship. Reviewed on: 7th April 2024

Excellent card

Had a my credit card , quick service for it to arrive and easy to use with app Reviewed on: 7th April 2024

Great company

Zopa has been amazing helped me to build my credit score back up App easy to use and navigate best people I have been with for loan and credit card Reviewed on: 7th April 2024

Very good service and easy to use

Very good service and easy to use Reviewed on: 6th April 2024

Quick and Easy!

Quick and easy application process for their products, ideal for individuals with poor credit scores. Reviewed on: 6th April 2024

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