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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent card

Had a my credit card , quick service for it to arrive and easy to use with app Reviewed on: 7th April 2024

Great company

Zopa has been amazing helped me to build my credit score back up App easy to use and navigate best people I have been with for loan and credit card Reviewed on: 7th April 2024

Very good service and easy to use

Very good service and easy to use Reviewed on: 6th April 2024

Quick and Easy!

Quick and easy application process for their products, ideal for individuals with poor credit scores. Reviewed on: 6th April 2024

A very happy customer with Zopa

Zopa are very good with their response Reviewed on: 6th April 2024

As easy as A - Z

It was simple & straightforward to get a Zopa credit card. Reviewed on: 6th April 2024

Applied for a credit card straight forward, instant...

Applied for a credit card straight forward, instant check and agreement.Keeps you updated on any expenditures tools used give you personalised offers and insights. Reviewed on: 5th April 2024

Proud to be a customer

Open honest banking Great customer service when you ring them Reviewed on: 5th April 2024

Great company.

Great company. I would highly recommend Reviewed on: 4th April 2024

Fair offers

Fair offers. The application is easy to use. International transaction speeds. Reviewed on: 4th April 2024

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