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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Applied out of curiosity and was given a card with a...

Applied out of curiosity and was given a card with a small limit to help build my credit rating back up , payments are affordable which is definately a plus Application took a few minutes and card was delivered within a week Reviewed on: 4th April 2024

THE WORST CUSTOMER SERVICE EVER !

THE WORST CUSTOMER SERVICE EVER !!!!! CANCELLED THE WRONG CARD and left me in the SH!t !!!! Reviewed on: 4th April 2024

Excellent service.

Excellent service. I like the simplicity of the website. Very easy to navigate. The card is stylish. I’m working to improve my credit rating and this card is going to help a great deal. Reviewed on: 4th April 2024

A great credit card

A great credit card with very easy to manage app Reviewed on: 4th April 2024

No messing around

No messing around you pay money off your card and it instantly comes of your balance Love it Reviewed on: 4th April 2024

Just got approved for a credit card, thank you.

Just got approved for a credit card, thank you. Reviewed on: 3rd April 2024

Hassle free service.

Hassle free service. Have not had one single issue since I got my card. Reviewed on: 3rd April 2024

Very good bank

Very good bank with good standards and very careful with costumer needs I have zopa credit card from 3 years and I’m really happy with Reviewed on: 3rd April 2024

Best Apps

Got all info in Apps which means a lot for me Reviewed on: 3rd April 2024

Great company

ZOPA provided me with a credit card which is very easy to manage Reviewed on: 3rd April 2024

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