Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

They give me a chance even of my bad credit score wh...

They give me a chance even of my bad credit score which I’d like to improve but need something to help me to do this, they credit card I hope will. Thank you Reviewed on: 2nd April 2024

Easy, yo manage, informative and tailored to me.

The app is simply brilliant and enables me to completely manage my account, and make applications just on my phone. The insights are excellent gor helping me manage my finances generally and look after my personal credit rating. The interest rates are very competitive too, and tailored according to my personal circumstances. Reviewed on: 2nd April 2024

Easy to apply for my credit card, speedy response to...

Easy to apply for my credit card, speedy response to my application and kept me updated regarding card and pin number. Excellent service Reviewed on: 2nd April 2024

Zola was easy to use and comprehensive

Zola was easy to use and comprehensive Reviewed on: 2nd April 2024

Safe and effective to clients like me

Safe and effective to clients like me Reviewed on: 2nd April 2024

Quick and easy set up.

Quick and easy set up. Results within seconds. Reviewed on: 1st April 2024

Is very good service.

Is very good service. I’m happy with credit card. Reviewed on: 31st March 2024

The customer service went above and beyond.

The customer service went above and beyond. Nothing was to big to solve..great company would recommend them to all my friends Reviewed on: 26th March 2024

zopa has a great credit card app, the balances are e...

zopa has a great credit card app, the balances are easy to read and up to date Reviewed on: 26th March 2024

No real issues

No real issues to judge overall very happy with my card Reviewed on: 26th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.50 from 68 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Clubcard credit cards
from Tesco Bank 3.87 from 346 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub