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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent service and interest rate

I have been using Zopa has a loan provider since 2021 and i also have a credit card since 2023. Everything has run smoothly until now, The interest rates that I was offered on both products are great. Reviewed on: 22nd March 2024

Brilliant card

Brilliant only card I'm. Accepted for and been with them a while limit 900. I awaiting more Reviewed on: 21st March 2024

Very good experience and telling for my friends

Very good experience and telling for my friends Reviewed on: 19th March 2024

Easy customer journey, card arrived quickly.

Easy customer journey, card arrived quickly. App is easy to use, and intuitive. Would recommend to friends and family. Good value credit, credit limit increase after 6 months which was a good outcome. Reviewed on: 17th March 2024

Easy to use app and fantastic quick service when tel...

Easy to use app and fantastic quick service when telephone help needed Reviewed on: 17th March 2024

Easy to use, excellent app great customer t

Easy to use, excellent app great customer t Reviewed on: 14th March 2024

A sensible credit card.

All going smoothly and yet the need to contact them. Reviewed on: 14th March 2024

great service, helpful. Would highly recommend!!

great service, helpful.. professional and very understanding. Would highly recommend. Reviewed on: 13th March 2024

Just a great service and experience

Just a great service and experience Reviewed on: 13th March 2024

Best service ever, exactpy what I expected.

Best service ever, exactpy what I expected. Reviewed on: 13th March 2024

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