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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app and fantastic quick service when tel...

Easy to use app and fantastic quick service when telephone help needed Reviewed on: 17th March 2024

Easy to use, excellent app great customer t

Easy to use, excellent app great customer t Reviewed on: 14th March 2024

A sensible credit card.

All going smoothly and yet the need to contact them. Reviewed on: 14th March 2024

great service, helpful. Would highly recommend!!

great service, helpful.. professional and very understanding. Would highly recommend. Reviewed on: 13th March 2024

Just a great service and experience

Just a great service and experience Reviewed on: 13th March 2024

Best service ever, exactpy what I expected.

Best service ever, exactpy what I expected. Reviewed on: 13th March 2024

Easy to obtain and arrived quickly

Easy to obtain and arrived quickly Reviewed on: 13th March 2024

Easy to use

Payments and updates are the dates requested and easy to contact if required Reviewed on: 13th March 2024

Need improvement all the time rest I am very happy t...

Need improvement all the time rest I am very happy to part of Zopa Reviewed on: 13th March 2024

Customer service very helpful!

Customer service very helpful! App easy to use! Reviewed on: 13th March 2024

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