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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zoooooooooooooooopa.

Very clear to understand, simple to use the app to control your finances. Great experience by receiving updates on a regular basis. Happy with the customer service and the support if needed. Reviewed on: 13th March 2024

i have other cards and by far zopa is the...

i have other cards and by far zopa is the best Reviewed on: 12th March 2024

Easy to deal with and straightforward to set up acco...

Easy to deal with and straightforward to set up accounts. Very simple to understand mobile app that takes the hassle out of online banking. Reviewed on: 12th March 2024

Regular updates but responsible lenders as don't off...

Regular updates but responsible lenders as don't offer limit increase unnecessarily. Never had ro call customer service as app is very helpful. Great saving account rates. Very happy Reviewed on: 12th March 2024

Great service

Great service and communication always Reviewed on: 12th March 2024

Great card

Brilliant card easy to repay at affordable rates easy to use the mobile app is very easy to use and understand Reviewed on: 12th March 2024

SPECTACULAR

In one word, SPECTACULAR experience Reviewed on: 12th March 2024

Fast money transfer and cash withdrawal.

Fast money transfer and cash withdrawal. Easy App to use. I would like to have a bigger credit limit. Reviewed on: 12th March 2024

Very responsive when you have any queries

Very responsive when you have any queries Reviewed on: 11th March 2024

Pleasure dealing with Zopa customer service team

Pleasure dealing with Zopa customer service team Reviewed on: 11th March 2024

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