Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

SPECTACULAR

In one word, SPECTACULAR experience Reviewed on: 12th March 2024

Fast money transfer and cash withdrawal.

Fast money transfer and cash withdrawal. Easy App to use. I would like to have a bigger credit limit. Reviewed on: 12th March 2024

Very responsive when you have any queries

Very responsive when you have any queries Reviewed on: 11th March 2024

Pleasure dealing with Zopa customer service team

Pleasure dealing with Zopa customer service team Reviewed on: 11th March 2024

Always good always very helpful communication is bri...

Always good always very helpful communication is brilliant Reviewed on: 11th March 2024

Zopa is good and excellent .

Zopa is good and excellent . Considerate and the app easy to access Reviewed on: 11th March 2024

Good credit company

Good card, account easy to manage online. Great other products to have too with zopa. Reviewed on: 11th March 2024

Their onboarding process didn't work correctly,.

Their onboarding process didn't work correctly,.they ended up taking my direct debit the day before it was due so the due date was missed meaning I got a fee and credit mark against me. They don't understand how it happened and have been useless in fixing the issue Reviewed on: 11th March 2024

Very efficient and helpful.

Very efficient and helpful. Was used for a holiday and was easy to control spending Reviewed on: 11th March 2024

Very simple to apply, immediate acceptance and sensi...

Very simple to apply, immediate acceptance and sensible credit limit applied Reviewed on: 11th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Credit card
from M&S Bank - Marks and Spencer 3.69 from 206 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub