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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always good always very helpful communication is bri...

Always good always very helpful communication is brilliant Reviewed on: 11th March 2024

Zopa is good and excellent .

Zopa is good and excellent . Considerate and the app easy to access Reviewed on: 11th March 2024

Good credit company

Good card, account easy to manage online. Great other products to have too with zopa. Reviewed on: 11th March 2024

Their onboarding process didn't work correctly,.

Their onboarding process didn't work correctly,.they ended up taking my direct debit the day before it was due so the due date was missed meaning I got a fee and credit mark against me. They don't understand how it happened and have been useless in fixing the issue Reviewed on: 11th March 2024

Very efficient and helpful.

Very efficient and helpful. Was used for a holiday and was easy to control spending Reviewed on: 11th March 2024

Very simple to apply, immediate acceptance and sensi...

Very simple to apply, immediate acceptance and sensible credit limit applied Reviewed on: 11th March 2024

Never had no problems easy to use

Never had no problems easy to use Reviewed on: 11th March 2024

Service has been spot on

Service as been great. No issues Reviewed on: 11th March 2024

Everything you need to pay for anything anytime perf...

Everything you need to pay for anything anytime perfect Reviewed on: 10th March 2024

I am very happy to have credit card from zopa credit...

I am very happy to have credit card from zopa credit card Reviewed on: 10th March 2024

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