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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

very happy with this zopa product

very happy with this zopa product Reviewed on: 10th March 2024

Easy to apply and good app.

Easy to apply and good app. Customer service first class Reviewed on: 10th March 2024

Love Zopa.

Love Zopa. Would highly recommended them. Great company!!! Reviewed on: 10th March 2024

The money is very fast.

The money is very fast. I use this option when making peyments to the credit card or by dentist. Reviewed on: 10th March 2024

Zooa are very friendly and helpful

Zooa are very friendly and helpful Reviewed on: 9th March 2024

I loved Zopa

I loved Zopa because of many reasons: No Annual Fee, Credit Score Tracking and easy to use Mobile App Reviewed on: 9th March 2024

Credit card

Application quick & easy to complete. Updated at all times. Account set up immediately and card arrived within few days. Great service Reviewed on: 9th March 2024

Very helpfull always here to help

Very helpfull always here to help Reviewed on: 9th March 2024

Smooth application process, easy repayment options.

Smooth application process, easy repayment options. The app could be a little simpler ie if you only have a CC, just have a CC app. Reviewed on: 9th March 2024

The easiest, simplest banking!

The easiest banking interaction I’ve ever had. Applied, confirmed and set up in minutes. Faultless app which allows all my banking needs to be taken care of at my finger tips and within seconds. Would highly recommend!! Reviewed on: 9th March 2024

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