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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Never had no problems easy to use

Never had no problems easy to use Reviewed on: 11th March 2024

Service has been spot on

Service as been great. No issues Reviewed on: 11th March 2024

Everything you need to pay for anything anytime perf...

Everything you need to pay for anything anytime perfect Reviewed on: 10th March 2024

I am very happy to have credit card from zopa credit...

I am very happy to have credit card from zopa credit card Reviewed on: 10th March 2024

very happy with this zopa product

very happy with this zopa product Reviewed on: 10th March 2024

Easy to apply and good app.

Easy to apply and good app. Customer service first class Reviewed on: 10th March 2024

Love Zopa.

Love Zopa. Would highly recommended them. Great company!!! Reviewed on: 10th March 2024

The money is very fast.

The money is very fast. I use this option when making peyments to the credit card or by dentist. Reviewed on: 10th March 2024

Zooa are very friendly and helpful

Zooa are very friendly and helpful Reviewed on: 9th March 2024

I loved Zopa

I loved Zopa because of many reasons: No Annual Fee, Credit Score Tracking and easy to use Mobile App Reviewed on: 9th March 2024

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