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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use and excellent customer service

Easy to use and excellent customer service Reviewed on: 9th March 2024

Zopa is excellent.

Zopa is excellent. Help when the arises. I will recommend Zopa for everyone seeking financial assistance. Reviewed on: 9th March 2024

Simply the best

Zopa is easy to control via access to the app lots of help and advice if needed and can control spending Reviewed on: 9th March 2024

quick way of help.

quick way of help.Easy to get it , a brick of trust.Really helpful and easily understandable steps to follow. Reviewed on: 9th March 2024

Very efficient service

Very efficient service and friendly staff Reviewed on: 9th March 2024

Great people, Great Service

Great people who are very polite, pleasant and caring Reviewed on: 9th March 2024

Made it so easy and is great for my credit...

Made it so easy and is great for my credit rating Reviewed on: 9th March 2024

Valuable

Easy, great and stress free. From start to finish was easy to apply and understand process and the app is brilliant with loads of info on it Reviewed on: 8th March 2024

Excellent card

Very good credit card very easy to use and the app is excellent Reviewed on: 8th March 2024

Easy to use and love the app.

Easy to use and love the app. Have used Zopa for some time now and would recommend it to others. Reviewed on: 8th March 2024

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