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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Credit card

Application quick & easy to complete. Updated at all times. Account set up immediately and card arrived within few days. Great service Reviewed on: 9th March 2024

Very helpfull always here to help

Very helpfull always here to help Reviewed on: 9th March 2024

Smooth application process, easy repayment options.

Smooth application process, easy repayment options. The app could be a little simpler ie if you only have a CC, just have a CC app. Reviewed on: 9th March 2024

The easiest, simplest banking!

The easiest banking interaction I’ve ever had. Applied, confirmed and set up in minutes. Faultless app which allows all my banking needs to be taken care of at my finger tips and within seconds. Would highly recommend!! Reviewed on: 9th March 2024

Easy to use and excellent customer service

Easy to use and excellent customer service Reviewed on: 9th March 2024

Zopa is excellent.

Zopa is excellent. Help when the arises. I will recommend Zopa for everyone seeking financial assistance. Reviewed on: 9th March 2024

Simply the best

Zopa is easy to control via access to the app lots of help and advice if needed and can control spending Reviewed on: 9th March 2024

quick way of help.

quick way of help.Easy to get it , a brick of trust.Really helpful and easily understandable steps to follow. Reviewed on: 9th March 2024

Very efficient service

Very efficient service and friendly staff Reviewed on: 9th March 2024

Great people, Great Service

Great people who are very polite, pleasant and caring Reviewed on: 9th March 2024

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