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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Every process has been superfluous.

Every process has been superfluous. Guaranteed rates and quick decision in seconds Reviewed on: 8th March 2024

Quick and efficient no-nonsense approach

Quick and efficient no-nonsense approach Reviewed on: 8th March 2024

Happy customer

My whole experience is very pleasing and really easy to check and pay balances Reviewed on: 8th March 2024

Zippy little Zopa!

Never an issue, easy to keep track of your transactions and account. Instant information. Highly recommend Reviewed on: 8th March 2024

Fabulous Financing

Hope have been amazing. Loving your app. Your products are unbelievable. High interest access anytime monthly ISA at 5%? Fabulous. The fact that I can split into pots is so helpful. And best of all, a credit card with zero abroad fees and a decent spending limit. I've already recommended zopa to a friend and he's loving it. Will continue to do so. Great job zopa, best on the market for sure. Reviewed on: 8th March 2024

Easy to deal with good customer service

Easy to deal with good customer service Reviewed on: 8th March 2024

Great card simple service, easy to use and great cus...

Great card simple service, easy to use and great customer service Reviewed on: 8th March 2024

It's so easy and quick to use everything is so easy...

It's so easy and quick to use everything is so easy to understand Reviewed on: 8th March 2024

Always very helpful on the phone good customer service

Always very helpful on the phone good customer service Reviewed on: 8th March 2024

Good experience in the usage of their app and lower...

Good experience in the usage of their app and lower rate in term of their APR Reviewed on: 8th March 2024

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