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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Made it so easy and is great for my credit...

Made it so easy and is great for my credit rating Reviewed on: 9th March 2024

Valuable

Easy, great and stress free. From start to finish was easy to apply and understand process and the app is brilliant with loads of info on it Reviewed on: 8th March 2024

Excellent card

Very good credit card very easy to use and the app is excellent Reviewed on: 8th March 2024

Easy to use and love the app.

Easy to use and love the app. Have used Zopa for some time now and would recommend it to others. Reviewed on: 8th March 2024

Every process has been superfluous.

Every process has been superfluous. Guaranteed rates and quick decision in seconds Reviewed on: 8th March 2024

Quick and efficient no-nonsense approach

Quick and efficient no-nonsense approach Reviewed on: 8th March 2024

Happy customer

My whole experience is very pleasing and really easy to check and pay balances Reviewed on: 8th March 2024

Zippy little Zopa!

Never an issue, easy to keep track of your transactions and account. Instant information. Highly recommend Reviewed on: 8th March 2024

Fabulous Financing

Hope have been amazing. Loving your app. Your products are unbelievable. High interest access anytime monthly ISA at 5%? Fabulous. The fact that I can split into pots is so helpful. And best of all, a credit card with zero abroad fees and a decent spending limit. I've already recommended zopa to a friend and he's loving it. Will continue to do so. Great job zopa, best on the market for sure. Reviewed on: 8th March 2024

Easy to deal with good customer service

Easy to deal with good customer service Reviewed on: 8th March 2024

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