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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great card simple service, easy to use and great cus...

Great card simple service, easy to use and great customer service Reviewed on: 8th March 2024

It's so easy and quick to use everything is so easy...

It's so easy and quick to use everything is so easy to understand Reviewed on: 8th March 2024

Always very helpful on the phone good customer service

Always very helpful on the phone good customer service Reviewed on: 8th March 2024

Good experience in the usage of their app and lower...

Good experience in the usage of their app and lower rate in term of their APR Reviewed on: 8th March 2024

Star awards winners

Great company easy app to use overall excellent Reviewed on: 8th March 2024

Easy application process, excellent service and comm...

Easy application process, excellent service and communication Reviewed on: 7th March 2024

Great service

No problems at all. I’d like to stay with them for a long time Reviewed on: 7th March 2024

I love Zopa always good in an emergency

I love Zopa always good in an emergency Reviewed on: 7th March 2024

I would like it to also include businesses

I would like it to also include businesses Reviewed on: 7th March 2024

I started of with bad credit and took thus credit ca...

I started of with bad credit and took thus credit card put and my score is improving Reviewed on: 7th March 2024

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