Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Star awards winners

Great company easy app to use overall excellent Reviewed on: 8th March 2024

Easy application process, excellent service and comm...

Easy application process, excellent service and communication Reviewed on: 7th March 2024

Great service

No problems at all. I’d like to stay with them for a long time Reviewed on: 7th March 2024

I love Zopa always good in an emergency

I love Zopa always good in an emergency Reviewed on: 7th March 2024

I would like it to also include businesses

I would like it to also include businesses Reviewed on: 7th March 2024

I started of with bad credit and took thus credit ca...

I started of with bad credit and took thus credit card put and my score is improving Reviewed on: 7th March 2024

Great customer services.

Great customer services. The one time I called to discuss a payment, the advisor was very understanding about my financial situation and we were able to arrange a comfortable payment date. Reviewed on: 7th March 2024

Zopa is a perfect credit card I have ever come across.

Zopa is a perfect credit card I have ever come across. Reviewed on: 7th March 2024

Very good

Very good credit card app I like it a lot I use the app a lot I do tell people about the app and they like the sound of it Reviewed on: 7th March 2024

I have always used my credit card when I needed that...

I have always used my credit card when I needed that bit extra. Zopa are great they always let you know what you spend and when you are reaching you limit this helps you by not going over and incurring charges I find them very helpful and if you show your account is always paid on time you will be offered an increase which is great thany you Zopa. Reviewed on: 7th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.84 from 4 reviews
Balance Transfer Credit Card
from Halifax 4.54 from 63 reviews
Balance Plus
from Capital One 4.20 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub