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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great customer services.

Great customer services. The one time I called to discuss a payment, the advisor was very understanding about my financial situation and we were able to arrange a comfortable payment date. Reviewed on: 7th March 2024

Zopa is a perfect credit card I have ever come across.

Zopa is a perfect credit card I have ever come across. Reviewed on: 7th March 2024

Very good

Very good credit card app I like it a lot I use the app a lot I do tell people about the app and they like the sound of it Reviewed on: 7th March 2024

I have always used my credit card when I needed that...

I have always used my credit card when I needed that bit extra. Zopa are great they always let you know what you spend and when you are reaching you limit this helps you by not going over and incurring charges I find them very helpful and if you show your account is always paid on time you will be offered an increase which is great thany you Zopa. Reviewed on: 7th March 2024

No hassle good service , what's not to like?

No hassle good service , what's not to like?? Reviewed on: 7th March 2024

Zopa is fantastic, the customer service is second to...

Zopa is fantastic, the customer service is second to none Reviewed on: 7th March 2024

Absolutely, fantastic.

Absolutely, fantastic. Can't falter customer service is excellent Reviewed on: 7th March 2024

i got a zero interest rate for 6 months which helped...

i got a zero interest rate for 6 months which helped me to pay off another credit card i have which saved me interest on the other card i am going to pay more back so that i don't get interest on zopa Reviewed on: 7th March 2024

Very easy to use and easy to understand

Very easy to use and easy to understand Reviewed on: 7th March 2024

Easy application process and brilliant app to manage...

Easy application process and brilliant app to manage the card and payments makes it so easy Reviewed on: 7th March 2024

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