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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

very easy to use account, simply way to understand h...

very easy to use account, simply way to understand how to use credit funds and how to repay them Reviewed on: 7th March 2024

Excellent service-easy to use app.

Excellent service-easy to use app. Reviewed on: 7th March 2024

Good customer service

I have thoroughly enjoyed having Zopa, they always keep me informed and notify me of any news or changes Reviewed on: 7th March 2024

Zopa is user friendly

Zopa has a secure way of accessing the account (Fingerprint) and the App is very easy to navigate. It's so easy to see activity on the Card as well as balances. Reviewed on: 7th March 2024

Excellent service and helpful Would fully recommend...

Excellent service and helpful Would fully recommend and encourage customers to use Reviewed on: 7th March 2024

Excellent straight forward transparent company.

Excellent straight forward transparent company. Zopa has helped increase my credit score and is still helping now 3 years later!!! Reviewed on: 7th March 2024

Excellent quality of service

They are very helpful when you contact them regarding your finances. Reviewed on: 7th March 2024

Customer service is always helpful

Customer service is always helpful Reviewed on: 7th March 2024

good customer service, and professional staff.

good customer service, and professional staff. Reviewed on: 7th March 2024

Zopa review after a few months

So far so good everis set out easily and simple to use and understand Reviewed on: 7th March 2024

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