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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

ZOPA CREDIT CARD

Excellent customer service hard to find this now. Would highly recommend. Reviewed on: 7th March 2024

Very good service staff very helpful online easy to...

Very good service staff very helpful online easy to pay the card can be better used at most outlets very flexible and easy to use Reviewed on: 7th March 2024

Excellent

Best and easy to use app on Mobil Reviewed on: 7th March 2024

Very Easy To Use.

Very Easy To Use.Great Customer Service. Reviewed on: 7th March 2024

very easy to use account, simply way to understand h...

very easy to use account, simply way to understand how to use credit funds and how to repay them Reviewed on: 7th March 2024

Excellent service-easy to use app.

Excellent service-easy to use app. Reviewed on: 7th March 2024

Good customer service

I have thoroughly enjoyed having Zopa, they always keep me informed and notify me of any news or changes Reviewed on: 7th March 2024

Zopa is user friendly

Zopa has a secure way of accessing the account (Fingerprint) and the App is very easy to navigate. It's so easy to see activity on the Card as well as balances. Reviewed on: 7th March 2024

Excellent service and helpful Would fully recommend...

Excellent service and helpful Would fully recommend and encourage customers to use Reviewed on: 7th March 2024

Excellent straight forward transparent company.

Excellent straight forward transparent company. Zopa has helped increase my credit score and is still helping now 3 years later!!! Reviewed on: 7th March 2024

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