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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Top class

5
Amazing company. What you see is what you get. Ive had my card a short time, yet have never had any issues with zopa at any time. Keep up the amazing work..... Reviewed on: 7th March 2024
lee h's avatar
lee h

Zopa credit card

5
Had credit card 3 years no problems at all Reviewed on: 7th March 2024
Lorraine R's avatar
Lorraine R

Great service, recommend it to anyone.

5
Great service, recommend it to anyone. Reviewed on: 7th March 2024
Michael bird's avatar
Michael bird

Piece of Zopa cake..

5
Easy to apply, rapid response, and easy to navigate the app. Reviewed on: 7th March 2024
Ignatius's avatar
Ignatius

Excellent card

5
Excellent card for people who have a low credit score Reviewed on: 7th March 2024
Walter m's avatar
Walter m

Zopa is a good credit card easy to use the app and p...

5
Zopa is a good credit card easy to use the app and pay extra each month off the balance. I would recommend this to anyone Reviewed on: 7th March 2024
Carol 's avatar
Carol

Easy application and excellent service with updates etc

5
Easy application and excellent service with updates etc Reviewed on: 7th March 2024
Martin Ramm's avatar
Martin Ramm

I’m happy

5
Very good informative experience, easy to use app, no mess application and sensible credit controls. Reviewed on: 7th March 2024
Richie Windmill's avatar
Richie Windmill

Zopa has been one of the best credit cards I’ve used.

5
Zopa has been one of the best credit cards I’ve used. The APR is competitive and the app is SO easy to use. I am happy with Zopa and plan to stay for quite a while Reviewed on: 7th March 2024
Prissymosh's avatar
Prissymosh

Me and my card.

5
I have had my card for about a year.and never had any problems.i called in 1.and my problem was sorted there and then. Reviewed on: 7th March 2024
Reginald Tucker 's avatar
Reginald Tucker

Review Zopa: Credit card now

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