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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy application and excellent service with updates etc

Easy application and excellent service with updates etc Reviewed on: 7th March 2024

I’m happy

Very good informative experience, easy to use app, no mess application and sensible credit controls. Reviewed on: 7th March 2024

Zopa has been one of the best credit cards I’ve used.

Zopa has been one of the best credit cards I’ve used. The APR is competitive and the app is SO easy to use. I am happy with Zopa and plan to stay for quite a while Reviewed on: 7th March 2024

Me and my card.

I have had my card for about a year.and never had any problems.i called in 1.and my problem was sorted there and then. Reviewed on: 7th March 2024

brilliant and helpful

Always helpful ,easy to contact and no awkward demands, if payments delayed.. highly recommend this card to my friends. Reviewed on: 7th March 2024

Very fast friendly and easy to apply

Very fast friendly and easy to apply Reviewed on: 6th March 2024

Excellent service provided.

Excellent service provided. Very efficient and very quick. I am amazed Reviewed on: 6th March 2024

Was struggling as my previous employer hadn't paid m...

Was struggling as my previous employer hadn't paid me snd the card is a godsend Reviewed on: 6th March 2024

Vince review

Easy company to deal with excellent customer service Reviewed on: 6th March 2024

Good product

So easy to keep track of everything,customer services are very good and always sorted out any issues I had Reviewed on: 6th March 2024

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