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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

brilliant and helpful

Always helpful ,easy to contact and no awkward demands, if payments delayed.. highly recommend this card to my friends. Reviewed on: 7th March 2024

Very fast friendly and easy to apply

Very fast friendly and easy to apply Reviewed on: 6th March 2024

Excellent service provided.

Excellent service provided. Very efficient and very quick. I am amazed Reviewed on: 6th March 2024

Was struggling as my previous employer hadn't paid m...

Was struggling as my previous employer hadn't paid me snd the card is a godsend Reviewed on: 6th March 2024

Vince review

Easy company to deal with excellent customer service Reviewed on: 6th March 2024

Good product

So easy to keep track of everything,customer services are very good and always sorted out any issues I had Reviewed on: 6th March 2024

Very helpful

Very helpful and useful really love Zopa…and enjoy the app too Reviewed on: 6th March 2024

Amazing experienc very happy with service.

Amazing experienc very happy with service. Reviewed on: 6th March 2024

Zopa have been simple, efficient and offer a great s...

Zopa have been simple, efficient and offer a great service Reviewed on: 6th March 2024

I love Zopa credit card is best credit card I have i...

I love Zopa credit card is best credit card I have in my life Reviewed on: 6th March 2024

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