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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very helpful

Very helpful and useful really love Zopa…and enjoy the app too Reviewed on: 6th March 2024

Amazing experienc very happy with service.

Amazing experienc very happy with service. Reviewed on: 6th March 2024

Zopa have been simple, efficient and offer a great s...

Zopa have been simple, efficient and offer a great service Reviewed on: 6th March 2024

I love Zopa credit card is best credit card I have i...

I love Zopa credit card is best credit card I have in my life Reviewed on: 6th March 2024

Easy-going

Everything is simple and straightforward no hassle and very helpful. Reviewed on: 6th March 2024

i like the simple things in life,so when directions...

i like the simple things in life,so when directions costs are clear im happy Reviewed on: 6th March 2024

Was the only one provider who aproved my credit appl...

Was the only one provider who aproved my credit application,despite my poor credit score.Everybody deserve a second chanse. Reviewed on: 6th March 2024

Zopa are fantastic!

Zopa are fantastic!!! All services covered, great customer service! ***** Reviewed on: 6th March 2024

Easy to track

Easy to track spending and investment growth. Reviewed on: 6th March 2024

Easy and straightforward to set up.

Easy and straightforward to set up. The app is really good for tracking spending and payments. Reviewed on: 6th March 2024

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