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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy-going

Everything is simple and straightforward no hassle and very helpful. Reviewed on: 6th March 2024

i like the simple things in life,so when directions...

i like the simple things in life,so when directions costs are clear im happy Reviewed on: 6th March 2024

Was the only one provider who aproved my credit appl...

Was the only one provider who aproved my credit application,despite my poor credit score.Everybody deserve a second chanse. Reviewed on: 6th March 2024

Zopa are fantastic!

Zopa are fantastic!!! All services covered, great customer service! ***** Reviewed on: 6th March 2024

Easy to track

Easy to track spending and investment growth. Reviewed on: 6th March 2024

Easy and straightforward to set up.

Easy and straightforward to set up. The app is really good for tracking spending and payments. Reviewed on: 6th March 2024

Just a fantastic company who I believe has the custo...

Just a fantastic company who I believe has the customer at heart. Great communication easy to use app highly recommend this company anyone nothing is a problem Reviewed on: 6th March 2024

Good platform for folks starting to build credit.

Good platform for folks starting to build credit. refused for credit to be transferred to a zero interest platform. Reviewed on: 6th March 2024

Great customer service and decent percentage rates

Great customer service and decent percentage rates Reviewed on: 6th March 2024

App is easy to use never had any issues

App is easy to use never had any issues Reviewed on: 6th March 2024

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