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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Just a fantastic company who I believe has the custo...

Just a fantastic company who I believe has the customer at heart. Great communication easy to use app highly recommend this company anyone nothing is a problem Reviewed on: 6th March 2024

Good platform for folks starting to build credit.

Good platform for folks starting to build credit. refused for credit to be transferred to a zero interest platform. Reviewed on: 6th March 2024

Great customer service and decent percentage rates

Great customer service and decent percentage rates Reviewed on: 6th March 2024

App is easy to use never had any issues

App is easy to use never had any issues Reviewed on: 6th March 2024

Good services and easy to use app but slightly high...

Good services and easy to use app but slightly high interest rates Reviewed on: 6th March 2024

Gave me the opportunity to rebuild my credit rating...

Gave me the opportunity to rebuild my credit rating extremely satisfied Reviewed on: 6th March 2024

Excellent service and excellent quality

Excellent service and excellent quality Reviewed on: 6th March 2024

I have been a customer of Zopas for a few years now...

I have been a customer of Zopas for a few years now and never had a problem with them. When I pay my credit card my account is updated within minutes instead of days like some other companies. Keep up the great work Reviewed on: 6th March 2024

Great customer service.

Great customer service. Low monthly payment. Low interest. Reviewed on: 6th March 2024

Great credit card and so easy to used there app I wo...

Great credit card and so easy to used there app I would recommend them. Reviewed on: 6th March 2024

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