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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good services and easy to use app but slightly high...

Good services and easy to use app but slightly high interest rates Reviewed on: 6th March 2024

Gave me the opportunity to rebuild my credit rating...

Gave me the opportunity to rebuild my credit rating extremely satisfied Reviewed on: 6th March 2024

Excellent service and excellent quality

Excellent service and excellent quality Reviewed on: 6th March 2024

I have been a customer of Zopas for a few years now...

I have been a customer of Zopas for a few years now and never had a problem with them. When I pay my credit card my account is updated within minutes instead of days like some other companies. Keep up the great work Reviewed on: 6th March 2024

Great customer service.

Great customer service. Low monthly payment. Low interest. Reviewed on: 6th March 2024

Great credit card and so easy to used there app I wo...

Great credit card and so easy to used there app I would recommend them. Reviewed on: 6th March 2024

Very easy to apply and fast answer very happy

Very easy to apply and fast answer very happy Reviewed on: 6th March 2024

To use zopa credit card is very easy and reliable.

To use zopa credit card is very easy and reliable. Reviewed on: 6th March 2024

Credit card

My experience is good very easy to make payments and recently had a credit limit increase which was very helpful Reviewed on: 6th March 2024

Happy with Zopa

I started with a consolidation loan. I pay each month. I am happy and more with the service that I receive. Reviewed on: 6th March 2024

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