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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Happy with Zopa

It was a good help to transfer my balance, but interest free priod could be longer. Reviewed on: 6th March 2024

Had a credit card for a while now.

Had a credit card for a while now. Will be applying for a loan soon. It has enabled me to build my credit so thank you zopa Reviewed on: 6th March 2024

Keeps me up to date with my balance easy to use no p...

Keeps me up to date with my balance easy to use no problems what so ever like it keeps me up to date with my borrow power can't fault it Reviewed on: 6th March 2024

Everything has been quick and easy to understand, al...

Everything has been quick and easy to understand, all transactions and changes shown exactly as expected. Reviewed on: 6th March 2024

That’s all ways need improvement

That’s all ways need improvement Reviewed on: 6th March 2024

Great company for supporting your credit needs.

Great company for supporting your credit needs. Reviewed on: 6th March 2024

Superb customer experience

Superb customer experience from start to finish. App is very to negotiate around and very easy to use. Reviewed on: 6th March 2024

Easy/flexible to use, with an amazing app...

Easy and flexible to use, an amazing app that is hassle free. Customer service team are warm and friendly whatever the question they are happy to help. Overall a great card to help rebuild your credit score Reviewed on: 6th March 2024

using card

been all good from the start easy to use app and keeps you in control of the payments etc Reviewed on: 6th March 2024

Great help when I needed it, the process was quick a...

Great help when I needed it, the process was quick and efficient. Reviewed on: 6th March 2024

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