Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Superb customer experience

Superb customer experience from start to finish. App is very to negotiate around and very easy to use. Reviewed on: 6th March 2024

Easy/flexible to use, with an amazing app...

Easy and flexible to use, an amazing app that is hassle free. Customer service team are warm and friendly whatever the question they are happy to help. Overall a great card to help rebuild your credit score Reviewed on: 6th March 2024

using card

been all good from the start easy to use app and keeps you in control of the payments etc Reviewed on: 6th March 2024

Great help when I needed it, the process was quick a...

Great help when I needed it, the process was quick and efficient. Reviewed on: 6th March 2024

Good value and very good rates would recommend to fa...

Good value and very good rates would recommend to family and friends Reviewed on: 6th March 2024

Great value

Very easy to use, can be used anywhere and on anything with in your budget, you can pay your full debt or pay minimum payment or set an amount you can comfortably afford.. Reviewed on: 6th March 2024

Ive had a positive time with my Zopa credit card

I have had a very positive time owning a Zopa credit card , regular e-mails explaining what they have to offer always get a reminder of due payment date & a great app which I have on my phone for up to date balance ,offers & latest purchases etc but it’s been a great credit card to date Reviewed on: 6th March 2024

Zopa customer service is extremely efficient and res...

Zopa customer service is extremely efficient and responsive in a timely matter Reviewed on: 6th March 2024

Good value

Good value for money credit card Reviewed on: 6th March 2024

Very easy process.

Very easy process. That's what a busy full time working mummy wants Reviewed on: 6th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub