Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent service never any problem

Excellent service never any problem Reviewed on: 6th March 2024

Good product would definitely recommend to others

Good product would definitely recommend to others Reviewed on: 6th March 2024

Your handy card

Everything easy to understand, no hidden charges, all explained, app easy to set up and use Reviewed on: 6th March 2024

Clear & helpful processes

Easy, straightforward process to apply, useful app, clear instructions and information, very satisfied with service received Reviewed on: 6th March 2024

Excellent company,great help when I was struggling

Excellent company,great help when I was struggling Reviewed on: 6th March 2024

Great company

I’ve had no problems with this card and easy payments to make better than normal banks as charges far less Reviewed on: 6th March 2024

Very easy to use and great for building up your cred...

Very easy to use and great for building up your credit score Reviewed on: 6th March 2024

Nunca tive nenhum problema com a Zopa

Nunca tive nenhum problema com a Zopa Reviewed on: 6th March 2024

Simple & efficient texts/email communications.

Simple & efficient texts/email communications. Uncomplicated app that is easy to use. Reviewed on: 6th March 2024

Very good and very reasonable and good customer serv...

Very good and very reasonable and good customer service when I have spoken to them. Reviewed on: 6th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.66 from 26 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews
British Airways credit card
from American Express 4.04 from 93 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub