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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Never had a problem.

Never had a problem. Always friendly staff if you have to contact customer help Reviewed on: 5th March 2024

I have nothing but praise for Zopa they have helped...

I have nothing but praise for Zopa they have helped me increase my credit rating but sensibly. Reviewed on: 5th March 2024

Excellent .

Can’t fault anything about this company. Does what is says on the tin so to speak. Reviewed on: 5th March 2024

Best deal on credit cards I've had

Best deal on credit cards I've had Reviewed on: 5th March 2024

Great, user friendly service.

Great, user friendly service. Able to navigate the app well and I receive prompt help when required. Reviewed on: 5th March 2024

The Best

Smooth and easy process of getting account open, card arrived in no time, customer service 5 star Reviewed on: 5th March 2024

Impressed, I am

I have only just joined Zopa but am already impressed with them. Their rates are great. I am very happy , especially with the balance transfer rate. Reviewed on: 5th March 2024

Easy communication great app good rates

Easy communication Good experience Reviewed on: 5th March 2024

They help people with poor credit scores

They help people with poor credit scores Reviewed on: 5th March 2024

I'm a new client and I'm really overwhelmed with the...

I'm a new client and I'm really overwhelmed with the service I have received to date Reviewed on: 5th March 2024

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