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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

In my opinion, I think Zopa's customer service is br...

In my opinion, I think Zopa's customer service is brilliant and efficient and also I think they are more likely to consider and approve people including credit increase when due, kudos to ZOPA Reviewed on: 5th March 2024

Never had to call but the app is wasy

Never had to call but the app is wasy Reviewed on: 5th March 2024

Quick fast and easy process, easily contactable, alw...

Quick fast and easy process, easily contactable, always been a very professional company to deal with. Would recommend this company Reviewed on: 5th March 2024

Really helped improve my credit score as well as my...

Really helped improve my credit score as well as my finances nice to be helped again Reviewed on: 5th March 2024

All over good I like this card because help more whe...

All over good I like this card because help more where I want Reviewed on: 5th March 2024

Very nice and relaxing service and a good company to...

Very nice and relaxing service and a good company to be dealing with Reviewed on: 5th March 2024

Viva Zopa.

Fabulous credit card. Probably the best I’ve ever had. Reviewed on: 5th March 2024

Easy to use and great website .

Easy to use and great website .All content is effective and efficiently processed. Reviewed on: 5th March 2024

Easy to use , transparent , user friendly app

Easy to use , transparent , user friendly app Reviewed on: 5th March 2024

Great to deal with and lots of great free tips...

Great to deal with and lots of great free tips too Reviewed on: 5th March 2024

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