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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best deal on credit cards I've had

Best deal on credit cards I've had Reviewed on: 5th March 2024

Great, user friendly service.

Great, user friendly service. Able to navigate the app well and I receive prompt help when required. Reviewed on: 5th March 2024

The Best

Smooth and easy process of getting account open, card arrived in no time, customer service 5 star Reviewed on: 5th March 2024

Impressed, I am

I have only just joined Zopa but am already impressed with them. Their rates are great. I am very happy , especially with the balance transfer rate. Reviewed on: 5th March 2024

Easy communication great app good rates

Easy communication Good experience Reviewed on: 5th March 2024

They help people with poor credit scores

They help people with poor credit scores Reviewed on: 5th March 2024

I'm a new client and I'm really overwhelmed with the...

I'm a new client and I'm really overwhelmed with the service I have received to date Reviewed on: 5th March 2024

They are just brilliant and do there best to help

They are just brilliant and do there best to help Reviewed on: 5th March 2024

always getting informations on time, statements and...

always getting informations on time, statements and due payments a long time in advance. excellent customers service which is becoming a rare thing amongst money providers. I'm so glad to hold a Zopa card, it is most helpfull. Reviewed on: 5th March 2024

Very quick

Very quick to respond to enquiries and live there are several ways to contact them. Reviewed on: 5th March 2024

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