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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

I'm a new client and I'm really overwhelmed with the...

I'm a new client and I'm really overwhelmed with the service I have received to date Reviewed on: 5th March 2024

They are just brilliant and do there best to help

They are just brilliant and do there best to help Reviewed on: 5th March 2024

always getting informations on time, statements and...

always getting informations on time, statements and due payments a long time in advance. excellent customers service which is becoming a rare thing amongst money providers. I'm so glad to hold a Zopa card, it is most helpfull. Reviewed on: 5th March 2024

Very quick

Very quick to respond to enquiries and live there are several ways to contact them. Reviewed on: 5th March 2024

Great credit card company with good interest rates

Great credit card company with good interest rates Reviewed on: 5th March 2024

Zopa are a fantastic company, they go above and beyo...

Zopa are a fantastic company, they go above and beyond to help you. What a fab credit card. I would recommend the company to anyone, I really would. And they deserve to be rewarded for there hard work. Reviewed on: 5th March 2024

Easy to use app and a simple application process.

Easy to use app and a simple application process. Reviewed on: 5th March 2024

Great people

always able to talk to someone and very helpful and supportive Reviewed on: 5th March 2024

Very pleased with the service I wood definitely reco...

Very pleased with the service I wood definitely recommend Reviewed on: 5th March 2024

Above and Beyond.!

They go above and beyond to help you with whatever you need. Reviewed on: 5th March 2024

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