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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application and quick decision

Easy application and quick decision Reviewed on: 5th March 2024

Amazing Credit Card providing great service

Zoos have been amazing and made everything so easy when it comes to managing my credit card. Reviewed on: 5th March 2024

Easy to apply and understand.

Easy to apply and understand. Zopa explain everything very carefully and make sure that you understand everything Reviewed on: 5th March 2024

Perfect customer service and excellent product

Perfect customer service and excellent product Reviewed on: 5th March 2024

Great product and helped my credit rating

Great product and helped my credit rating Reviewed on: 5th March 2024

Great Credit card

Never had any issues with Zopa and provide what I need Reviewed on: 5th March 2024

Excellent service

Never had any issues with them. The cash is there when i need it and its one of for me at least one of the cheapest lenders out there. Im also thinking of using car finance option for my next car. I just have to find it. Reviewed on: 5th March 2024

Very easy to manage.

Very easy to manage. Keeps you informed of your seedings in form of instant text message Reviewed on: 5th March 2024

Easy to get set up ..

Easy to get set up and regular updates on products. Reviewed on: 5th March 2024

Great credit card great when ringing up too

Great credit card great when ringing up too Reviewed on: 5th March 2024

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