Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent credit card security too good

Excellent credit card security too good Reviewed on: 5th March 2024

it's what it says on the paper.

it's what it says on the paper. because If I have pro lem with my monthly bill they are there Reviewed on: 5th March 2024

Easy application.

Easy application. Credit card arrived quickly. Good credit limit to build up my credit history. App is easy to use and keep on track of balance and payments Reviewed on: 5th March 2024

Excellent credit card...

Easy to use credit card and app and great communication Reviewed on: 5th March 2024

Very good and helpful

Very good and helpful will be telling friends and family all about Zopa Reviewed on: 5th March 2024

Thank you

They were there when I needed them Reviewed on: 5th March 2024

Excellent

Helped me alot for my extra expenditure Reviewed on: 5th March 2024

Great and helpful when you need them they are there.

Great and helpful when you need them they are there. Reviewed on: 5th March 2024

I have not yet had to use customer service as yet th...

I have not yet had to use customer service as yet that’s how good this card is Reviewed on: 5th March 2024

Never an issue using the app easy to repay and excel...

Never an issue using the app easy to repay and excellent in noticing when my affordability changed to increase my borrowing Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.85 from 952 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub