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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent service

Never had any issues with them. The cash is there when i need it and its one of for me at least one of the cheapest lenders out there. Im also thinking of using car finance option for my next car. I just have to find it. Reviewed on: 5th March 2024

Very easy to manage.

Very easy to manage. Keeps you informed of your seedings in form of instant text message Reviewed on: 5th March 2024

Easy to get set up ..

Easy to get set up and regular updates on products. Reviewed on: 5th March 2024

Great credit card great when ringing up too

Great credit card great when ringing up too Reviewed on: 5th March 2024

Excellent credit card security too good

Excellent credit card security too good Reviewed on: 5th March 2024

it's what it says on the paper.

it's what it says on the paper. because If I have pro lem with my monthly bill they are there Reviewed on: 5th March 2024

Easy application.

Easy application. Credit card arrived quickly. Good credit limit to build up my credit history. App is easy to use and keep on track of balance and payments Reviewed on: 5th March 2024

Excellent credit card...

Easy to use credit card and app and great communication Reviewed on: 5th March 2024

Very good and helpful

Very good and helpful will be telling friends and family all about Zopa Reviewed on: 5th March 2024

Thank you

They were there when I needed them Reviewed on: 5th March 2024

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