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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Excellent

5
Helped me alot for my extra expenditure Reviewed on: 5th March 2024
Krisselle Tan's avatar
Krisselle Tan

Great and helpful when you need them they are there.

5
Great and helpful when you need them they are there. Reviewed on: 5th March 2024
joannegorton7@gmail.com 's avatar
[email protected]

I have not yet had to use customer service as yet th...

5
I have not yet had to use customer service as yet that’s how good this card is Reviewed on: 5th March 2024
John Roberts's avatar
John Roberts

Never an issue using the app easy to repay and excel...

5
Never an issue using the app easy to repay and excellent in noticing when my affordability changed to increase my borrowing Reviewed on: 5th March 2024
feathers1974@yahoo.co.uk's avatar
[email protected]

Easy App

5
The app is soo easy to use. Their customer service was great Reviewed on: 5th March 2024
Manuel's avatar
Manuel

Excellent provider of credit, no hidden charges.

5
Excellent provider of credit, no hidden charges. Very transparent. Reviewed on: 5th March 2024
Reginald Mafemi's avatar
Reginald Mafemi

Customer service is up there with the best for finan...

5
Customer service is up there with the best for finance companies Reviewed on: 5th March 2024
Tony W's avatar
Tony W

Amazing!

5
Amazing! Easy App to use and clear information which is easy to find Reviewed on: 5th March 2024
Marie G's avatar
Marie G

Great card for building your credit score.

5
Great card for building your credit score. Start with a small credit limit and build up when you feel confident. Reviewed on: 5th March 2024
Mike Gill 's avatar
Mike Gill

Excellent

5
Very nice excellent. No problem . They will approve you immediately Reviewed on: 5th March 2024
Eve's avatar
Eve

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