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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa experience.No issues,good to use abroad.

No issues, good to use abroad. Always able to get help when needed.. Let’s you know if your able to receive any other offers rather than you keep applying. would recommend to friends and families. Reviewed on: 5th March 2024

Easy to use app

Zopa has always kept me up to date with financial matters and so easy to use the app. Easy to view and set up is great Reviewed on: 5th March 2024

Affordable interest rate and easy sign up.

Affordable interest rate and easy sign up. Excellent service Reviewed on: 5th March 2024

Great help in the right time, thanks.

Great help in the right time, thanks. Reviewed on: 5th March 2024

Excellent company great card as an emergency

Excellent company great card as an emergency Reviewed on: 5th March 2024

Easy to talk to , and Esau to make payments...

Easy to talk to , and Esau to make payments Reviewed on: 5th March 2024

Kept well informed of my account and updates

Kept well informed of my account and updates Reviewed on: 5th March 2024

I am happy with your service and very happy you off...

I am happy with your service and very happy you offered me credit card thank you Reviewed on: 5th March 2024

Easy to apply, pocket friendly and showing being pre...

Easy to apply, pocket friendly and showing being pre approved and reasonably reassuring. Couldn't have asked for more in a credit card. Excellent service and excellent quality service. Very reliable. Reviewed on: 5th March 2024

The Zopa app and service is very good.

The app is very good. Easy to use and reliable. Provides clear control of the service and other options that Zopa offer. Reviewed on: 5th March 2024

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