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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Superb assistance given in applying

Superb assistance given in applying Reviewed on: 5th March 2024

Fantastic

This fantastic, very accesibilid Reviewed on: 5th March 2024

Just a great easy process from start to finish

Just a great easy process from start to finish Reviewed on: 5th March 2024

Excellent service and value and very friendly

Excellent service and value and very friendly Reviewed on: 5th March 2024

Zopa experience.No issues,good to use abroad.

No issues, good to use abroad. Always able to get help when needed.. Let’s you know if your able to receive any other offers rather than you keep applying. would recommend to friends and families. Reviewed on: 5th March 2024

Easy to use app

Zopa has always kept me up to date with financial matters and so easy to use the app. Easy to view and set up is great Reviewed on: 5th March 2024

Affordable interest rate and easy sign up.

Affordable interest rate and easy sign up. Excellent service Reviewed on: 5th March 2024

Great help in the right time, thanks.

Great help in the right time, thanks. Reviewed on: 5th March 2024

Excellent company great card as an emergency

Excellent company great card as an emergency Reviewed on: 5th March 2024

Easy to talk to , and Esau to make payments...

Easy to talk to , and Esau to make payments Reviewed on: 5th March 2024

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