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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Since I've been using Sopa I av never regret it ,ver...

Since I've been using Sopa I av never regret it ,very avoidable and fast Reviewed on: 5th March 2024

good reponse

good company good response when questioned Reviewed on: 5th March 2024

Excellent!

Easy service, each statement at hand with their Zopa app. Flexible and reliable for day to day spending Reviewed on: 5th March 2024

Very helpful advice to control debt

Very helpful advice to control debt Reviewed on: 5th March 2024

Excellent customer service, the app is so easy to us...

Excellent customer service, the app is so easy to use never had any issues how money should work - hassle free thank you ☺️ Reviewed on: 5th March 2024

they are very cooperative when it comes to questions

they are very cooperative when it comes to questions Reviewed on: 5th March 2024

Great card

Easy application easy set up Easy application easy set up great app covers everything you need ‘ easy to make your payments every thing essay to manage very simple to use too Reviewed on: 5th March 2024

Card process was straight forward and application ea...

Card process was straight forward and application easy to fill in. Reviewed on: 5th March 2024

Excellent credit card provider and look at every app...

Excellent credit card provider and look at every application fairly. Reviewed on: 5th March 2024

Everything has been very good great service and comm...

Everything has been very good great service and communication. Definitely recommend Reviewed on: 5th March 2024

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