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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Kept well informed of my account and updates

Kept well informed of my account and updates Reviewed on: 5th March 2024

I am happy with your service and very happy you off...

I am happy with your service and very happy you offered me credit card thank you Reviewed on: 5th March 2024

Easy to apply, pocket friendly and showing being pre...

Easy to apply, pocket friendly and showing being pre approved and reasonably reassuring. Couldn't have asked for more in a credit card. Excellent service and excellent quality service. Very reliable. Reviewed on: 5th March 2024

The Zopa app and service is very good.

The app is very good. Easy to use and reliable. Provides clear control of the service and other options that Zopa offer. Reviewed on: 5th March 2024

Since I've been using Sopa I av never regret it ,ver...

Since I've been using Sopa I av never regret it ,very avoidable and fast Reviewed on: 5th March 2024

good reponse

good company good response when questioned Reviewed on: 5th March 2024

Excellent!

Easy service, each statement at hand with their Zopa app. Flexible and reliable for day to day spending Reviewed on: 5th March 2024

Very helpful advice to control debt

Very helpful advice to control debt Reviewed on: 5th March 2024

Excellent customer service, the app is so easy to us...

Excellent customer service, the app is so easy to use never had any issues how money should work - hassle free thank you ☺️ Reviewed on: 5th March 2024

they are very cooperative when it comes to questions

they are very cooperative when it comes to questions Reviewed on: 5th March 2024

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