Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good and professionally handle all queries.

Good and professionally handle all queries. Reviewed on: 5th March 2024

Easy app.

Easy app. Online at your fingertips Reviewed on: 5th March 2024

Zopa No1 in finance

Excellent company to deal with, there customer service is first class, definitely anyone who is looking for financial advice should try zopa.. Reviewed on: 5th March 2024

They did the credit check and my card came fast, and...

They did the credit check and my card came fast, and the app is brilliant Reviewed on: 5th March 2024

Helpful advice.

Helpful advice. I have been with Zopa for a few years now and appreciate the help they give with finances. Reviewed on: 5th March 2024

It’s ok good starting point to build credit and mana...

It’s ok good starting point to build credit and manage money Reviewed on: 5th March 2024

Quick and easy good customer service

Quick and easy good customer service Reviewed on: 5th March 2024

Great Credit card .

Great Credit card ...takes into account your current credit score ...not in the past ! Reviewed on: 5th March 2024

Thank you gud look

Thank you super no problem very very gut thanks Reviewed on: 5th March 2024

Brilliant service

Easy to apply and great app. Happy with credit limit and usability. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.15 from 222 reviews
Credit card
from Debenhams 3.73 from 14 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub