Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Not been with long but had no problems I pay on time...

Not been with long but had no problems I pay on time or before Reviewed on: 5th March 2024

Good review

Zopa has been accepted Everytime I have presented it. It very secure as on using it, I received a notification immediately. Zopa always notified me when payment is due. Reviewed on: 5th March 2024

great company great service great customer service

great company great service great customer service Reviewed on: 5th March 2024

Easy to use Zopa

So easy to set up for digital transactions. Instant spend notifications which include remaining balance, and payment verifications give added piece of mind. Reviewed on: 5th March 2024

Had a brilliant experience applying and being accept...

Had a brilliant experience applying and being accepted for a zopa credit card. Customer service is always brilliant when you have questions etc Reviewed on: 5th March 2024

Very good and responsible lender always supported me...

Very good and responsible lender always supported me and kept limits managable Reviewed on: 5th March 2024

Good card to have to improve your credit score..

My credit score is low and Zopa were the only one's who gave me a credit card, which eventually will improve my credit score.. the app is easy to use and you can check your spending and also use the app to make payments. Reviewed on: 5th March 2024

Very easy to work with kept informed on any new prod...

Very easy to work with kept informed on any new products etc in short ...very good always someone at hand to.speak to very professional co.pany Reviewed on: 5th March 2024

Never had any problems with zopa staff are very plea...

Never had any problems with zopa staff are very pleasant when you speak to them and very helpful Reviewed on: 5th March 2024

Easy access and convenient to used my credit card ev...

Easy access and convenient to used my credit card every where Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.23 from 14 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub