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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Quick and easy good customer service

Quick and easy good customer service Reviewed on: 5th March 2024

Great Credit card .

Great Credit card ...takes into account your current credit score ...not in the past ! Reviewed on: 5th March 2024

Thank you gud look

Thank you super no problem very very gut thanks Reviewed on: 5th March 2024

Brilliant service

Easy to apply and great app. Happy with credit limit and usability. Reviewed on: 5th March 2024

Not been with long but had no problems I pay on time...

Not been with long but had no problems I pay on time or before Reviewed on: 5th March 2024

Good review

Zopa has been accepted Everytime I have presented it. It very secure as on using it, I received a notification immediately. Zopa always notified me when payment is due. Reviewed on: 5th March 2024

great company great service great customer service

great company great service great customer service Reviewed on: 5th March 2024

Easy to use Zopa

So easy to set up for digital transactions. Instant spend notifications which include remaining balance, and payment verifications give added piece of mind. Reviewed on: 5th March 2024

Had a brilliant experience applying and being accept...

Had a brilliant experience applying and being accepted for a zopa credit card. Customer service is always brilliant when you have questions etc Reviewed on: 5th March 2024

Very good and responsible lender always supported me...

Very good and responsible lender always supported me and kept limits managable Reviewed on: 5th March 2024

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