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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good card to have to improve your credit score..

My credit score is low and Zopa were the only one's who gave me a credit card, which eventually will improve my credit score.. the app is easy to use and you can check your spending and also use the app to make payments. Reviewed on: 5th March 2024

Very easy to work with kept informed on any new prod...

Very easy to work with kept informed on any new products etc in short ...very good always someone at hand to.speak to very professional co.pany Reviewed on: 5th March 2024

Never had any problems with zopa staff are very plea...

Never had any problems with zopa staff are very pleasant when you speak to them and very helpful Reviewed on: 5th March 2024

Easy access and convenient to used my credit card ev...

Easy access and convenient to used my credit card every where Reviewed on: 5th March 2024

Got my card kept within my limit haven’t had any pro...

Got my card kept within my limit haven’t had any problems Reviewed on: 5th March 2024

Excellent I find my card comfortable am full of conf...

Excellent I find my card comfortable am full of confidence am very happy. Reviewed on: 5th March 2024

Good service

Good service feeling looked after Reviewed on: 5th March 2024

10 stars, I’ll recommend it to all my friends

10 stars, I’ll recommend it to all my friends Reviewed on: 5th March 2024

Amazing service, great customer service

Amazing service, great customer service Reviewed on: 5th March 2024

I've previously had plans and credit cards with zopa...

I've previously had plans and credit cards with zopa and customer service and services provided have always been excellent Reviewed on: 5th March 2024

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