Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A really professional, friendly & easy company to wo...

A really professional, friendly & easy company to work with. Communication is second to none Reviewed on: 5th March 2024

Good credit line for me and repayments are affordabl...

Good credit line for me and repayments are affordable for me. Also communication is very good as well. Reviewed on: 5th March 2024

Easy to use

In the time I have had a Zopa credit card I have had ease of use and when paying off my balance I like that the funds clear almost immediately. Reviewed on: 5th March 2024

Zopa has given the opportunity to rebuild my credit...

Zopa has given the opportunity to rebuild my credit and the advice that they offer is invaluable. Reviewed on: 5th March 2024

Really easy transaction and process

Really easy transaction and process Reviewed on: 5th March 2024

From the moment I applied to quickly recieving card...

From the moment I applied to quickly recieving card and PIN wonderful experience. Can log on to account 24/7 always in the know if card been used with update sent to phone thank you. Reviewed on: 5th March 2024

In my opinion, I think Zopa's customer service is br...

In my opinion, I think Zopa's customer service is brilliant and efficient and also I think they are more likely to consider and approve people including credit increase when due, kudos to ZOPA Reviewed on: 5th March 2024

Never had to call but the app is wasy

Never had to call but the app is wasy Reviewed on: 5th March 2024

Quick fast and easy process, easily contactable, alw...

Quick fast and easy process, easily contactable, always been a very professional company to deal with. Would recommend this company Reviewed on: 5th March 2024

Really helped improve my credit score as well as my...

Really helped improve my credit score as well as my finances nice to be helped again Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.42 from 115 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews
Credit card
from Vanquis 4.37 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub