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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good service, pleasant staff, knowledgeable, good rates

Good service, pleasant staff, knowledgeable, good rates Reviewed on: 5th March 2024

Treated with respect great easy free process asked a...

Treated with respect great easy free process asked at every step how I was......Great service all around Reviewed on: 5th March 2024

The mobile app is easy to use and transaction are up...

The mobile app is easy to use and transaction are updated immediately. I also get SMS notifications when I have made a purchase. This gives me peace of mind. Reviewed on: 5th March 2024

very good service providers, I'm glad I found them

very good service providers, I'm glad I found them Reviewed on: 5th March 2024

A really professional, friendly & easy company to wo...

A really professional, friendly & easy company to work with. Communication is second to none Reviewed on: 5th March 2024

Good credit line for me and repayments are affordabl...

Good credit line for me and repayments are affordable for me. Also communication is very good as well. Reviewed on: 5th March 2024

Easy to use

In the time I have had a Zopa credit card I have had ease of use and when paying off my balance I like that the funds clear almost immediately. Reviewed on: 5th March 2024

Zopa has given the opportunity to rebuild my credit...

Zopa has given the opportunity to rebuild my credit and the advice that they offer is invaluable. Reviewed on: 5th March 2024

Really easy transaction and process

Really easy transaction and process Reviewed on: 5th March 2024

From the moment I applied to quickly recieving card...

From the moment I applied to quickly recieving card and PIN wonderful experience. Can log on to account 24/7 always in the know if card been used with update sent to phone thank you. Reviewed on: 5th March 2024

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