Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Brilliant

That have been really good with me couldn’t ask for better to be honest Reviewed on: 5th March 2024

Very easy to make payments.

Very easy to make payments. Very simple to use app..And overall good customer experience Reviewed on: 5th March 2024

Zopa credit is the best

Zopa has a great app to manage my account, easy to use and gives notifications straight to the phone when I spend. This keeps me in control of my spending Reviewed on: 5th March 2024

Subscribing to Zopa credit card has helped me improv...

Subscribing to Zopa credit card has helped me improve my credit score. also the response from their team is excellent. Reviewed on: 5th March 2024

Zopa has been brilliant with me I'm an oap they most...

Zopa has been brilliant with me I'm an oap they most helpful when I was just starting with them Reviewed on: 5th March 2024

The app works excellent great service

The app works excellent great service Reviewed on: 5th March 2024

easy to deal with and never an issue

easy to deal with and never an issue Reviewed on: 5th March 2024

Great service and very reliable would highly recomme...

Great service and very reliable would highly recommend Zopa Reviewed on: 5th March 2024

Always easy too use no issues straight forward

Always easy too use no issues straight forward Reviewed on: 5th March 2024

Very easy to use system, credit card app is great...

Very easy to use system, credit card app is great Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 123702 reviews
marbles credit card
from NewDay 4.37 from 543 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub