Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa has been brilliant with me I'm an oap they most...

Zopa has been brilliant with me I'm an oap they most helpful when I was just starting with them Reviewed on: 5th March 2024

The app works excellent great service

The app works excellent great service Reviewed on: 5th March 2024

easy to deal with and never an issue

easy to deal with and never an issue Reviewed on: 5th March 2024

Great service and very reliable would highly recomme...

Great service and very reliable would highly recommend Zopa Reviewed on: 5th March 2024

Always easy too use no issues straight forward

Always easy too use no issues straight forward Reviewed on: 5th March 2024

Very easy to use system, credit card app is great...

Very easy to use system, credit card app is great Reviewed on: 5th March 2024

Good service, pleasant staff, knowledgeable, good rates

Good service, pleasant staff, knowledgeable, good rates Reviewed on: 5th March 2024

Treated with respect great easy free process asked a...

Treated with respect great easy free process asked at every step how I was......Great service all around Reviewed on: 5th March 2024

The mobile app is easy to use and transaction are up...

The mobile app is easy to use and transaction are updated immediately. I also get SMS notifications when I have made a purchase. This gives me peace of mind. Reviewed on: 5th March 2024

very good service providers, I'm glad I found them

very good service providers, I'm glad I found them Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Credit card
from M&S Bank - Marks and Spencer 3.66 from 205 reviews
Freedom Rewards Credit Card
from Barclaycard 3.92 from 62 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub