Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

No problems with zopa

No problems with Zopa. Good service. Reviewed on: 5th March 2024

Love it sevice

Very nice service this company I love it .I Reviewed on: 5th March 2024

Quick and easy

Very easy to apply and quick process Reviewed on: 5th March 2024

It’s the one credit card I use the most it gives a g...

It’s the one credit card I use the most it gives a great service and when I’ve had to speak too a member of customer service they have always been extremely helpful and very patient as I have a real problem with my lungs and talking can be very difficult due too my breathing as I become very breathless and wheezing whilst talking and your staff have always been very understanding of my situation Reviewed on: 5th March 2024

Is good and the surface is good and they make me hap...

Is good and the surface is good and they make me happy for using it and you help me for everything like shopping like pl like holiday Reviewed on: 5th March 2024

Spot on really helpful great company

Spot on really helpful great company Reviewed on: 5th March 2024

Brilliant

That have been really good with me couldn’t ask for better to be honest Reviewed on: 5th March 2024

Very easy to make payments.

Very easy to make payments. Very simple to use app..And overall good customer experience Reviewed on: 5th March 2024

Zopa credit is the best

Zopa has a great app to manage my account, easy to use and gives notifications straight to the phone when I spend. This keeps me in control of my spending Reviewed on: 5th March 2024

Subscribing to Zopa credit card has helped me improv...

Subscribing to Zopa credit card has helped me improve my credit score. also the response from their team is excellent. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Marbles Credit Card
from NewDay 4.32 from 542 reviews
Classic Extra Card
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub