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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit experience

I have had the best experience using my card Reviewed on: 5th March 2024

Very good even though i have bad credits

Very good even though i have bad credits Reviewed on: 5th March 2024

easy to use excellant customer service

easy to use excellant customer service Reviewed on: 5th March 2024

Very good and nice company thanx for zopa

Very good and nice company thanx for zopa Reviewed on: 5th March 2024

Great credit card, easy and convent to use!

Great credit card, easy and convent to use! Also app is fantastic!!! Reviewed on: 5th March 2024

Never had any issues, very Informative.

Never had any issues, very Informative. Keeps in touch with Information Reviewed on: 5th March 2024

Fabulous

I was accepted after being turned down else where. I've had the apportunityto talk to customer services and they were absolutely first class. Reviewed on: 5th March 2024

Great company to deal with

Great company to deal with very good communication Reviewed on: 5th March 2024

Great card, easy to use and manage

Great card, easy to use and manage Reviewed on: 5th March 2024

i used Zopa Credit card and i am verry happy...

i used Zopa Credit card and i am verry happy with i Reviewed on: 5th March 2024

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